About us
Evergreen Credit is an integrated real estate lender specializing in loans collateralized by residential real estate.
Our mission
Our mission is to be an industry-leading organization that enhances access to institutional-quality SFR and BTR financing products.
Who are our Borrowers?
Our Borrowers range from individual entrepreneurs to small businesses to large real estate investment firms.
How are we different?
We bring an institutional approach to SFR/BTR lending, an industry that has historically been characterized by outdated processes, inefficient organizations, unreliable communication, and a lack of transparency and creativity.
Evergreen’s approach aims to solve each of these pain points.
Modern Deal Process
When we designed our program, we questioned every aspect of how existing lenders were approaching transactions. We combined that analysis with our experience across other markets and industries. As a result, we built a new deal process from scratch; a process that always prioritizes execution quality, and where we can always explain “why” we do things the way that we do.
Institutional Approach
The Evergreen Credit team is composed of a relatively small and highly coordinated group of individuals, each with a broad understanding of the business. We prioritize creating continuity across the deal process, with fewer hand-offs and abundant communication.
Transparent Decision Making
Evergreen’s underwriting process is characterized by logic, transparency, and a deep experience in the SFR and BTR asset classes. We designed our process to minimize layers, which maximizes execution certainty and keeps our Borrowers close to the underwriting and decision-making process.
Creativity
Evergreen Credit was founded by individuals with a background in structuring transactions and finding solutions to new or complex problems. That remains part of our DNA today, and we enjoy designing tailored financing solutions to fit the specific needs of our Borrowers.
Our team
We bring deep expertise across the residential asset lifecycle to originate, underwrite, and oversee investments aligned with our lending partners’ risk and return objectives.
